Services

WHAT WE DO
AT
CARMED INSURANCE AGENCY

EMPLOYEE BENEFITS

Practical Insurable Employee benefits designed for you - to Attract, Retain and Protect your employees

Group Medical Insurance

Medical insurance policy for employees or members of a company or organization to benefit from product design and economies of scale

Group Pension Plans

A retirement savings plan for employment groups and associations. Members build up a personal pension pot, which they then convert into an income at retirement.

Group Life Assurance

A group life assurance scheme enables employers to provide a tax free lump sum cash benefit if they should die in service.

Work Injury Insurance – WIBA

A policy take by employment groups or associations designed to compensate workers for work related injuries/illnesses

Group Personal Accident

Insurance plan to cover your employees against accidental loss of life

Group Travel Insurance

Insurance plan to cover the potential liabilities of travel (inbound or outbound) for frequent travellers

ASSET PROTECTION

Protecting your hard earned assets from unforeseen risks of complete or temporary impairment, and the consequential losses that may follow

Machinery Breakdown Insurance

Covers machines used by factories and industries that are integral to the whole business. It covers accidental breakdown and physical damage of the machinery, the cost of repairs or replacement of the damaged machine parts

Extended Fire Policy

Insurance against loss or damage caused by perils of fire, lightning, extended coverage (wind, hail, explosion, except steam boiler explosion, riot, civil commotion, aircraft, land vehicles, and smoke), vandalism and malicious mischief, and additional perils (as otherwise provided or requested).

Contractors’ All Risks

This provides cover for property damage and third-party injury or damage claims, the two primary types of risks on construction projects

Burglary Insurance

This policy that recompenses for loss or damage caused to the insured property and valuable items such as jewellery, stock of goods, furniture, etc. due to housebreaking or burglary

Business Interruption Insurance

This policy covers operating expenses, move to a temporary location if necessary, payroll, taxes, and loan payments, etc. after a business has been ravaged by fire

Fleet Motor Insurance

Fleet Insurance is designed for businesses with multiple vehicles, to have them all on one policy for the benefits of administrative convenience, product design and economies of scale

Cash-it-Transit

Covers against loss of Cash while in the insured premises in a locked in a safe, in transit en route to/from Bank, or while in the custody of authorized employees.

Goods-in-Transit or Carriers Liability

Offers protection against loss, destruction, or damage to goods whilst they are in transit - from the time of leaving the insured's premises to final delivery.

Marine Insurance

Marine insurance is the insurance taken to cover cargo (goods), hull (Vessels such as ships), as well as other incidental losses/liability when transporting goods, in international trade from country to county.

Office Insurance

A Business combines policy that covers all the risks of one business, including assets, personnel and liabilities

LIABILITY INSURANCE

provides protection against the risks of liabilities imposed by lawsuits resulting from bodily injury or loss/damage to property. It covers the legal costs and payouts for which you may be found liable.

Public Liability Insurance

Covers the cost of claims made by members of the public for incidents that occur in connection with your business activities.

Professional Indemnity Insurance

Commercial policy designed to protect professionals if their clients claim a service is inadequate

Product Liability Insurance

Cover the cost of compensation claims if someone is injured, or their property is damaged by a product that you've sold/manufactured; or if your product doesn’t meet their expectation

MOTOR INSURANCE

With Carmed’s Carrot Motor Insurance App – insure your vehicle from the mobile application, and get your certificate in 15 minutes. We offer the following types of motor vehicles insurance cover:

Comprehensive Insurance

Covers the cost of claims made by all parties injured in case of a motor vehicle accident accident.

Third Party Insurance

Covers the cost of claims made by the third party injured in case of a motor vehicle accident accident.

PIKIPIKI INSURANCE

Are you an avid bike rider? Do you own one or a few bikes and need to get insurance for the same? If your answer is yes, then look no further for your insurance needs, because pikipiki insurance is the site for you. We offer insurance cover exclusively for motorbikes at affordable rates. Head over to pikipiki.co.ke and check out what we have to offer.

WHAT WE DO AT CARMED INSURANCE AGENCY